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The Chinese economy has entered a period of transformation, which has brought changes to the finance market and consumer habits. Monetary policy, regulatory reform, financial risks, and other state-driven forms of change have been the focus of much research, but there have been few studies of the consumer finance markets which are directly related to private consumption. As China's economy continues to grow and diversify, this field of study becomes all the more pressing. The essays in this book reflect on China's situation while also drawing on the experiences of Japan and South Korea to offer context for China's most recent financial reforms.